Privacy Policy

Last Updated: April 2026

Welcome to Circlio! At Bishamon Games, we value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your data when you use the Circlio expense sharing mobile application.

1. Information We Collect

To provide you with the best expense sharing and group management experience, we may collect the following types of information:

• Account Information: When you create an account using Google or other authentication methods, we collect basic profile information such as your name, email address, and profile picture to create and manage your account.
• Group Data: Information about the groups you create or join, including group names, member lists, and group settings.
• Expense Information: Details of expenses you add to groups, including amounts, descriptions, dates, payment methods, and expense splits between members.
• Payment Records: Records of payments made between group members, including payment amounts, dates, and settlement transactions.
• Financial Calculations: Automatically calculated debt balances, settlement suggestions, and group financial summaries.
• Device Information: Technical data about your device to ensure smooth app performance and compatibility.

2. How We Use Your Information

We use the collected data for the following purposes:

• Expense Management: To track, calculate, and organize group expenses and debts between members.
• Debt Calculations: To automatically calculate who owes whom and provide settlement suggestions.
• Group Collaboration: To enable group creation, member management, and shared expense tracking.
• Payment Processing: To record payments and update debt balances in real-time.
• Service Improvement: To analyze usage patterns and improve the functionality and user experience of Circlio.
• Customer Support: To respond to your inquiries and provide technical assistance when needed.

3. Data Sharing and Disclosure

We do not sell your personal financial data. We may share information only in the following circumstances:

• Within Groups: With other members of your groups to enable expense sharing and debt calculations (only information relevant to that specific group).
• Service Providers: With trusted third-party service providers who help us operate the app (e.g., cloud hosting, authentication services, analytics providers).
• Legal Requirements: If required by law, court order, or to protect the rights and safety of our users.
• Business Transfers: In connection with any merger, acquisition, or sale of assets, user data may be transferred as part of the business assets.

4. Data Security

We implement appropriate security measures to protect your information:

• Encryption: Your data is encrypted both in transit and at rest using industry-standard encryption protocols.
• Access Controls: Only authorized personnel have access to your data, and only for legitimate business purposes.
• Regular Audits: We regularly review our security practices to ensure they meet industry standards.
• Secure Authentication: We use secure authentication methods to protect account access.

5. Your Controls

You have control over your data. You can:

• Edit Expenses: Modify or delete expenses you've created at any time.
• Manage Groups: Create, join, leave, or delete groups as needed.
• Export Data: Request a copy of your expense and payment data.
• Delete Account: Request deletion of your account and all associated data by contacting us.
• Privacy Settings: Control who can see your expense information within groups.

6. Data Retention

We retain your information only as long as necessary to provide our services:

• Active Accounts: While your account is active, we retain all data necessary for service operation.
• Deleted Accounts: Upon account deletion, we remove your data within 30 days, except where required by law.
• Legal Requirements: Some data may be retained longer if required for legal or regulatory compliance.

7. Children's Privacy

Circlio is not intended for children under 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will delete it promptly.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy in the app and on our website. Your continued use of the service after such changes constitutes your acceptance of the updated policy.

9. Contact Us

If you have any questions about this Privacy Policy or want to exercise your data rights, please contact us at:

info@bishamongames.com